ADMIN - WLR LEVEL-6 ARF PARTNERSHIP

Western Lights Residences

Level-6 ARF Cash Flow Dashboard

A desktop-first monthly calculator for account transfers, payroll/admin costs, operating expenses, tax savings, reserves, profit holding, partner distributions, and Marky/Kelvin internal owner-operator benefit.

Operating Checking Payroll & Admin Tax Savings Capital Reserve Severance Reserve Profit Holding
Monthly Gross Income
$57,500
Deposited into Operating Checking.
Profit Holding Checking
$10,900
Remaining cash after payroll, operations, tax savings, and reserves.
Marky + Kelvin Benefit
$15,813
Labor pay plus ownership distributions before personal tax holdback.

Revenue & Payroll

Main operating assumptions

Operating Expenses

Paid from Operating Checking

Tax & Reserve Savings

Cash held before distributions

Partner Split

From Profit Holding Checking
Partner percentages should equal 100%. Current total: 100%

Marky & Kelvin Labor

Internal owner-operator view
Operating Checking Inflow
$57,500
Gross revenue first lands here.
Payroll & Admin Transfer
$31,000
Owner labor is included inside payroll budget.
Operating Expenses
$8,600
Lease, insurance, groceries, vehicle, utilities, and other operations.
Tax Savings
$6,000
Manual tax savings mode.
Capital + Severance Reserve
$1,000
Facility protection reserves before distributions.
Profit Holding Checking
$10,900
Available for partner distribution after holdbacks.

Monthly Account Flow

Where the money goes
Account / Bucket Purpose Monthly Flow
Operating Checking Gross income deposited into WLR operating account $57,500
Payroll & Admin Checking Caregivers, DSPs, Level-6 admin, workers comp, payroll/admin fees -$31,000
Operating Expenses Lease, insurance, groceries, supplies, vehicle, utilities -$8,600
Tax Savings Cash reserved before partner distributions -$6,000
Capital Reserve Savings Repairs, replacements, emergency facility needs -$500
Severance Reserve Savings Employee separation reserve and risk protection -$500
Profit Holding Checking Remaining distributable cash before partner split $10,900

Partner Distribution

From Profit Holding Checking
Partner Ownership / Split Monthly Distribution
Bishar / Dean 40% $4,360
Marky 30% $3,270
Kelvin 30% $3,270
Total Distribution 100% $10,900

This calculator treats partner distributions as profit allocations/draws for cash-flow planning, not as ordinary operating expenses.

Marky & Kelvin Internal Facility Benefit

Labor pay + distribution
Marky Monthly Labor
$4,636
Admin + DSP labor before personal tax holdback.
Kelvin Monthly Labor
$4,636
Admin + DSP labor before personal tax holdback.
Combined Gross Benefit
$15,813
Labor pay plus combined distributions.
Owner Labor Pay Distribution Total Gross Benefit After Personal Tax Holdback
Marky $4,636 $3,270 $7,906 $5,534
Kelvin $4,636 $3,270 $7,906 $5,534
Combined $9,273 $6,540 $15,813 $11,069
Payroll Reality Check Amount Meaning
Total Marky + Kelvin Labor $9,273 Internal labor value created by owner-operators
Outside Employee Payroll Capacity $20,727 Remaining third-party payroll inside the $30k budget
Payroll Budget Difference $20,727 Positive means payroll budget still has room after owner labor

This is a planning dashboard only. Final payroll, tax, partner draw, and ownership treatment should follow your CPA, payroll provider, and attorney’s structure.

Scenario Snapshot

Decision-making summary
Metric Formula Result
Net Before Tax & Reserves Gross - Payroll/Admin - Operating Expenses $17,900
Net After Tax Savings Net Before Tax & Reserves - Tax Savings $11,900
Profit Holding Net After Tax - Capital Reserve - Severance Reserve $10,900
Marky + Kelvin Gross Facility Benefit Combined labor pay + combined distributions $15,813
Cash Left Unassigned Gross - all displayed flows $0