Investment & Lending Home

Investor / Private Lender Opportunity

Looking for investor / private lender for a licensing-ready 6-bed RCFE / assisted living home in Hesperia.

Seeking $60,000 to complete proof of funds / capitalization for The Western Lights Residences.

Defined funding milestone
$60K

Capitalization / proof-of-funds target to move the licensing pathway forward.

6 residential care beds planned
5 planned higher-rate non-ambulatory beds
Owner-operated by hands-on caregivers
Referral strategy being built before opening
0
Proof-of-funds target
0
Residential care beds planned
0
Planned higher-rate non-ambulatory beds
0
Hands-on caregiving experience
0
Owner-operated weekly
0
Projected net revenue at full capacity
Built on operator experience

WLR’s strengths are built like blocks — with Marky & Kelvin as the foundation.

The business is not just a prepared property. It is a prepared property supported by experienced owner-operators, backup caregivers, higher-rate resident planning, and referral development.

The foundation is the operators.

Investors are not only backing a house. They are backing two hands-on caregivers who understand the daily work and plan to directly operate the home 5 days per week.

The strongest part of the opportunity is that WLR is owner-operated from the beginning, helping reduce early payroll pressure and strengthen daily oversight.
$

$60,000 Funding Milestone

Capitalization / proof-of-funds target to move the licensing pathway forward.

CI

Community Integration Consultant

20+ years facility experience supporting referrals, CalAIM and ALW pathways.

RF

Resident Fill Strategy

Referral channels being built through hospice, home health, post-acute, hospitals and discharge planners.

LVN

Backup Caregiver Bench

Family backup caregivers available, including LVN support.

5

Higher-Need Resident Capability

Planned 6-bed capacity includes 5 non-ambulatory beds and 1 ambulatory bed, with higher-rate potential through dementia, hospice and total-care resident plans.

DOC

Licensing-Ready Documents

Application documents are ready to submit once proof of funds / capitalization is satisfied.

HM

Prepared Home

Home is already prepared for residential care operations.

M+K

Foundation: Marky & Kelvin

4+ years hands-on caregiving experience. Owner-operated 5 days per week with weekend on-call accountability.

Revenue & Expense Snapshot

Projected full-capacity monthly cash flow.

Based on an owner-operated staffing model, with expenses including compensation for Marky, Kelvin and weekend caregiver support.

$30,000 Projected monthly gross revenue
$16,150 Projected monthly expenses
$13,850 Projected net revenue at full capacity

How $30,000 gross revenue is used

Expenses represent approximately 53.8% of projected gross revenue, leaving approximately 46.2% as projected net revenue at full capacity.

$30K Gross Revenue
Expenses $16,150 / 53.8%
Projected Net Revenue $13,850 / 46.2%

Projected monthly expenses

Business lease to Kelvin & Marky’s home$3,000
Payroll incl. Marky, Kelvin & weekend caregivers$10,000
Utilities$500
Food & supplies$2,000
Liability insurance$400
Miscellaneous$250
Total monthly expenses$16,150

Projections are estimates and may vary based on occupancy, resident needs, staffing, insurance, food costs, and operating conditions. Projected net revenue is before debt service, taxes, reserves, and additional owner distributions.

Resident Fill Strategy

Built before opening — not after.

WLR is building referral flow before licensure so occupancy is not dependent on passive advertising alone.

Referral Channels

  • Hospice agencies
  • Home health agencies
  • Post-acute and rehab centers
  • Hospitals and discharge planners

Conversion Process

  • Documented tour strategy
  • Owner-led follow-up
  • Qualified resident screening
  • Move-in readiness process

Community Access

  • Greater High Desert Chamber member
  • 20+ year Community Integration Consultant
  • Local referral introductions
  • Future CalAIM / ALW pathway
Why Lender Risk Is Reduced

Capital is tied to a specific milestone, not a speculative concept.

The request is to bridge a defined proof-of-funds / capitalization barrier for a prepared, owner-operated 6-bed RCFE pathway.

Prepared AssetHome is prepared and documents are ready.
Defined Barrier$60K proof-of-funds / capitalization target.
Experienced Operators4+ years hands-on caregiving experience.
Lower Payroll PressureOwner-operated model supports early cost control.
Backup SupportFamily caregiver bench with LVN support available.
Higher-Rate PotentialDementia, hospice and total-care planning.
Fill StrategyReferral channels and tour process being built.
Debt StructureNo ownership dilution required.
Proposed Debt Terms

Structured for private lenders while keeping ownership clean.

Proposed structure: 3% monthly interest, interest-only for the first 6 months, then fully amortized repayment beginning on month 7 with payoff over 60 months total.

Raise Amount
$60,000
Investment Type
Private Debt / Loan
Monthly Interest
3% monthly interest
First 6 Months
Interest-only payments
Estimated Interest-Only Payment
$1,800/month
Month 7 Forward
Fully amortized repayment
Estimated Amortized Payment
$2,257.54/month
Total Payoff Timeline
60 months total
Prepayment
Allowed, subject to final agreement
Guarantee
Owners open to personal guarantee
Collateral
Business assets + facility license upon approval, where legally applicable
Legal Review
Final terms subject to lender agreement and legal review
Payment illustration: For months 1–6, the proposed interest-only payment is approximately $1,800/month. Beginning month 7, the loan would fully amortize with an estimated payment of approximately $2,257.54/month through month 60.

This page is for informational purposes only and does not constitute a securities offering, legal advice, financial advice, or a guarantee of return. Proposed payment estimates are based on a $60,000 loan at 3% monthly interest, with interest-only payments for the first 6 months and amortized repayment from months 7 through 60. Final terms should be reviewed by appropriate legal and financial professionals and must comply with applicable lending laws.

Private Lender / Investor Inquiry

Interested in reviewing the opportunity?

Serious private lenders or investors may contact Marky Pascua and Kelvin Garcia to request more information about The Western Lights Residences.

Home Features & Services

Home Features & Services

A peaceful home designed for care, comfort, and dignity.

The Western Lights Residences brings together thoughtful daily support, beautiful shared spaces, safety-focused features, and a warm home-like environment.

24/7
Care and supervision
3
Nutritious meals per day
85"
Smart TV entertainment area
13
MERV-rated HVAC filtration
3
Comfortable dining areas
6
Planned resident capacity
Services We Offer

Support that feels personal, consistent, and calm.

Care is provided with attention to daily routines, resident comfort, family communication, safety, and quality of life.

24

Round-the-Clock Care

Residents receive 24-hour care and supervision in a calm, home-like environment.

  • Assistance with activities of daily living
  • Bathing, grooming, dressing, and mobility support
  • Medication administration and management
  • Observation, redirection, and routine support
01

Comfort, Nutrition & Daily Living

Daily living support is designed to feel steady, comfortable, and familiar.

  • Three nutritious meals per day
  • Snacks and hydration support
  • Housekeeping and laundry services
  • Calm routines and meaningful daily structure
02

Health Monitoring & Communication

We support coordination and communication with families and providers.

  • Wellness monitoring and family updates
  • Support with telehealth or virtual meetings
  • Transportation coordination support
  • Personalized care communication
03

Social & Recreational Activities

Activities are shaped around the resident’s interests, ability, and comfort.

  • Movies, music, board games, and conversation
  • Backyard relaxation and fresh air
  • Gentle recreation and supervised outings
  • Quiet moments for reading and reflection
04

Connection & Convenience

The home supports connection with family, providers, and loved ones.

  • High-speed Wi-Fi
  • Unlimited domestic phone access
  • Telehealth support
  • Virtual family meeting support
05

Home-Like Support

Every service is delivered in a setting that feels residential, thoughtful, and dignified.

  • Personalized routines
  • Calm tone and respectful assistance
  • Clean, organized spaces
  • Comfort-focused environment
Safety, Accessibility & Wellness

A home prepared for comfort, security, and peace of mind.

The home includes accessibility-focused features, wellness-focused systems, and safety details designed to support everyday confidence.

Accessibility

ADA-conscious bathroom features, wide hallways, accessible pathways, and thoughtful room layouts.

Fire Safety

Fire sprinklers, smoke/fire detection, and safety-focused home design.

Water Quality

Whole-house water purification and alkaline drinking water stations for daily hydration support.

Air Quality

MERV-rated HVAC filtration, industrial-grade air purifiers, and humidifiers for a cleaner indoor environment.

Security

ADT security system and home safety practices designed to support resident and family peace of mind.

Comfort

Warm lighting, soft bedding, calm colors, comfortable chairs, and thoughtful details throughout the home.

Family Connection

Support for phone calls, telehealth, virtual meetings, and family communication as part of care coordination.

Daily Rhythm

Meals, hygiene, rest, activities, outdoor time, and quiet moments are supported with calm structure.

A Day at Western Lights

Care is experienced in the small moments.

From morning routines to evening comfort, our home is shaped around safety, calm, and personal attention.

1

Morning Support

Gentle assistance with waking, grooming, dressing, breakfast, hydration, and the start of the day.

2

Comfortable Meals

Nutritious meals and snacks served in a warm, calm, and home-like dining environment.

3

Activities & Connection

Movies, music, board games, conversation, reading, outdoor time, and meaningful companionship.

4

Health & Communication

Wellness monitoring, family updates, provider coordination, telehealth support, and routine awareness.

5

Evening Wind-Down

Comfort checks, personal routines, nighttime supervision, and a calm close to the day.

Book a Tour

Experience the home, the spaces, and the feeling for yourself.

Schedule a private tour of The Western Lights Residences and see how thoughtful design, daily care, and a peaceful home environment come together.